iMobile Pay: Loan, Banking App 17.6

iMobile is ICICI Bank's official mobile banking app that offers over 400 banking services.

iMobile Pay is accessible to both ICICI Bank customers and extends its services to non-ICICI Bank customers to benefit from the app.

ICICI Bank's iMobile Pay brings the power of Net Banking to your fingertips. With the customized notification feature, the app provides a seamless banking experience and effortless online payments with UPI. Customers can also open various online accounts for banking with ICICI Bank.

Major offerings of ICICI's mobile banking app:

• Instant application for Personal Loan, Home Loan, Car Loan, and other loans
• Opening an online digital Savings Account
• Applying for credit cards
• Opening a Demat account for trading
• Opening FDs, Recurring Deposits (RD), or iWish Deposits
• Scanning QR codes for easy UPI payments
• Hassle-free bill payments like utility bills and electricity bill payment
• Instant online Mobile recharge, DTH services, and FASTag recharge
• Booking flights, trains, and hotels

Prime Features and services of iMobile Pay:

• Pre-approved RuPay credit cards allow seamless payments and transactions through the UPI platform.
• Manage multiple cards such as debit cards, credit cards, forex cards, and pay other bank credit card bills through iMobile Pay.
• Simplify investments by opening a Demat account with iMobile Pay to start investing in mutual funds or trading in the stock market.
• 24/7 Chatbot assistance through iPAL
• Utilize iScore & Discover features for financial analysis and budget management.
• View all bank accounts in one place with iFinance for better income and expense analysis.
• Earn rewards and access personalized offers with iRewards after applying for the credit card.
• Get customized notifications for updates on bills, loans, credit cards, and account updates.

Other offerings by ICICI's iMobile Pay include Forex Prepaid Cards, SIP, Apply for IPO, Tap to Pay, Scan to Pay, PPF, NPS, Gold loan, Gold Bond, Insta Term Life Insurance, Cancer Cover, Health/Travel/Motor Cover, TopUp services, Paylater options, and various pre-approved loans.

Personal Loan Highlights:

• Loan Amount: Minimum ₹25,000 to Maximum based on eligibility
• Repayment Tenure: From 12 months based on customer eligibility
• Rate of Interest: 10.35% to 10.75%
• Processing Fees: Depends on the principle amount

Example: Borrowing ₹5 Lakh at an interest rate of 0.89% per month for 60 months would result in a payable amount of ₹10,809 per month. Processing fee* of ₹1,770/-, Other charges of ₹0, Interest of ₹1,48,539/-. The total repayment after 5 years will be ₹6,48,540/-. Note: Interest rates and processing fees vary by product.

If you have any feedback or queries regarding the iMobile Pay App, please contact imobileapps@icicibank.com.